Finance Suite enables a business to upload and store financial data, management bios, business plans, appraisals, tax returns and all other materials necessary to pre-populate loan, insurance and investor applications in a secure online vault and seamlessly deliver these materials online in a professional organized manner to lenders, insurers, and investors nationwide. Finance Suite nearly eliminates the paper based, fax and overnight delivery of documents to third parties.[4] The tool also helps borrowers identify if they qualify for niche loans such as working capital, SBA loans, and merchant cash advance.
Most banks charge a separate, higher interest rate, and a cash advance fee (ranging from 1 to 5% of the amount of cash taken) on cash or cash-like transactions (called "quasi-cash" by many banks). These transactions are usually the ones for which the bank receives no transaction fee from the payee, such as cash from a bank or ATM, casino chips, and some payments to the government (and any transaction that looks in the bank's discretion like a cash swap, such as a payment on multiple invoices). In effect, the interest rate charged on purchases is subsidized by other profits to the bank.
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